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      How to Create More Money in Your Household

      Lady Christie
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      Posted by Lady Christie

      on Jul 9, 2007

      (last modified on Jul 14, 2007)

      We all need it to live so quit spending more then what you have, don't spend more then you need to and save every penny you can.

      Get a second job

      Cut back on spending

      Use coupons

      Quit using name brands

      Combine errands into one trip

      Create cash by selling your used books, videos and CDs online

      Have a garage sale

      Get Freebies and coupons from companies

      Quit paying so much for internet go to Freedom List to find internet for free or cheaper then you are paying now

      Have your checks directly deposited this will cut back on impulse spending

      Try eating a few veggie meals a week

      Whenever you get money unexpectedly never spend it. Save it.

      Avoid paying atm fees, go to your bank to withdraw money or get cashback at the store

      Pay bills online that don’t charge the convenience fee all others still mail out.

      When you find loose change on the ground put it in a savings jar

      Ok this has got to be the weirdest one I have heard I was talking to a friend and she told me about this, I guess she had read it somewhere. Selling pigeon droppings for fertilizer, it makes sense they are high in nitrogen. How to collect it I wouldn't have a clue, but if you can figure it out more power to you.

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        Comments... (5)

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        Anonymous
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        5. Anonymous posted on Jul 14, 2007

        I would like to add a few more if I may: Don't buy it unless you ABSOLUTELY need it! A bargain is NOT a bargain if you have no use for it. Keep a list of ALL your expenses for the week. At the end of the week, you will have a better idea of where your money is going - and where you may be able to cut back. Stop newspaper and magazine subscriptions - you can read it all online anyway. Give yourself an allowance - leave all the credit and debit cards at home - out of reach. When the allowance is gone, you are done spending. If you must shop: shop at thrift/discount stores and garage sales. Cut back on phone/cell/cable services. Call the companies and ASK them for their least expensive package, what it includes, and how much you will save every month - NOTE - make sure there is NOT a transfer charge! For those of you who still have credit cards - call the company and ask for a lower interest rate - they will not give it to you unless you ask!If you are paying double digit interest on a credit card - get rid of it! Close the account, cut up the card and pay it off as quickly as possible. Request the account be closed in writing. Keep a copy of the letter for your records.

        Lady Christie
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        4. Lady Christie posted on Jul 10, 2007

        Thank you for the great ideas!!

        Anonymous
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        3. Anonymous posted on Jul 9, 2007

        OHH!! I GOT 2 MORE!!! LOL! These are legitimate sites to find work as a caretaker/babysitter in your own area. It will help if you submit to a background check - which they do offer and suggest. But it can be used for kids and adults alike.
        sitter city
        care.com

        Anonymous
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        2. Anonymous posted on Jul 9, 2007

        VERY Wise advice, Lady Christie. I do have one I would like to add, if I may. We have a local Pennysaver/newspaper - I don't know exactly where these papers are delivered ( across the US) BUT from time to time they do need extra help. I have found that by working 1 day/wk driving a route you can make @ $400 extra every month. A walking route can net you @ $200 - not too bad for 1 day per week. I put my name on the list for when a route opens up.

        ekikaseven
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        1. ekikaseven posted on Jul 9, 2007

        Thanks for this sound advice.

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